Modern architecture

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Unlock your bank's growth

Meet the evolving needs of your customers with a thoughtful balance of timely and deliberate innovation.

Secure

Authentication is managed outside the core through an industry-leading identity server in the cloud.

Scalable

Our microservices made up of flexible APIs are built in the cloud providing our own middleware layer for seamless integrations.

Agile

We release updates and enhancements every two weeks, which provides us with the ability to change course promptly for our partner banks.  

Align innovation with security

Hybrid Scale

Your core has to balance every night. Tacking on services and integrations directly to the core diminishes security, increasing the likelihood of inefficiencies.

Our approach reduces congestion from other applications, allowing banks to efficiently handle incoming requests without overwhelming the core system, especially during peak periods of high traffic.

Stable Performance

As a result, banks can manage workload fluctuations effectively and maintain best performance without compromising the stability of their core banking infrastructure.

Modern Architecture

“Like building a house, your middleware/gateway strategy is the plumbing and electrical systems while micro-services are the rooms."

Branon Fryar

CTO

What we're doing to help banks

Reduce Risk

Stringent security principles and consistent code review allow your bank to safely scale at a thoughtful pace.

Increase Reliability

Through Site Reliability Engineering practices, Smiley ensures our services consistently meet and exceed partner expectations. Learn more about what we offer.

Connect Seamlessly

With Smiley Gateway you can rest assured this secure API portal will allow your bank to grow your consumer offerings without diminishing the integrity of the traditional core and its foundational operations.
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